In 2018, your Pecan Grove Volunteer Fire Department achieved an upgraded ISO Rating from a three (3) to a two (2). We received our official letter from the State Fire Marshal's Office confirming our achievement. This is one of the highest public protection classification ratings awarded by the Insurance Services Office.
In Texas, the Public Protection Classification (PPC) program, administered by the Insurance Services Office (ISO), evaluates how effectively a community’s fire department responds to first alarm structure fires, the local water supply, and the capabilities of the department. The State Fire Marshal’s Office, which works under the Texas Department of Insurance, has oversight into the process used in an ISO evaluation.
Insurance companies often price property insurance based upon the PPC (Public Protection Classification) rating assigned to a community. PPC ratings range from the best possible score of 1, down to 10, the lowest score you can achieve.
An ISO inspection will evaluate the following:
Fire Department
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The score awarded during the fire department inspection represents 50% of the overall PPC score. Inspectors rate a department in several areas including: the staffing and training of its personnel; the number, types, and pumping capacity of the apparatus available for firefighting; and the distribution of its fire stations.
Water supply
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The community’s water supply accounts for 40% of the PPC score. The inspection will review all aspects of the local water supply system, including production, storage, water transmission lines, and water pressure. A critical portion of this review includes the number, location and ongoing maintenance of fire hydrants.
Fire Alarm and Communications Systems
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The final 10% of the PPC score is based upon a review of the community’s facilities and support for handling and dispatching fire alarms.
For more information on ISO PPC ratings, please visit the Texas State Fire Marshal's Office website and/or the Texas Department of Insurance website.